You are a Tier One member if you began working for a PERS-participating employer on or before December 31, 1995, and worked six full calendar months for a PERS-participating employer in a qualifying position requiring at least 600 hours per calendar year.

You are a Tier Two member if you began working for a PERS-participating employer on or after January 1, 1996, and before August 29, 2003, and worked six full calendar months for a PERS-participating employer in a qualifying position requiring at least 600 hours per calendar year.

You are an Oregon Public Service Retirement Plan (OPSRP) Pension Program member if you started working for a PERS-participating employer after August 28, 2003, and worked six full calendar months for a PERS-participating employer in a qualifying position requiring at least 600 hours per calendar year.

Before you retire, your beneficiary is determined by state statute unless you file a Designation of Beneficiary Form with PERS for each Tier One/Tier Two and/or IAP account.  If you have a complex beneficiary situation, you might want to consult an estate planning attorney.

For more information and assistance, contact PERS