All employees may elect to participate in a 403(b) retirement plan. This retirement option allows employees to make voluntary pre-tax contributions through payroll deductions to a supplemental retirement savings account. These contributions reduce your taxable income and allow you to save more than you could from after-tax income. All employees are eligible to contribute to an approved 403(b) plan vendor. You must first establish an investment account with a vendor before you complete a salary reduction agreement and submit to our Payroll Office.  You may complete the salary reduction agreement form online, print it, sign it and submit it to the District Payroll Office within two weeks of the following pay day in order for it to be effective. Carruth Compliance Consulting (phone: 877-222-3090) administers our plan.  Please visit their website for more comprehensive information.